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	<title>Realty World Selzer Realty</title>
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	<link>http://realtyworldselzer.com</link>
	<description>Serving areas of Mendocino, Lake, and Sonoma County since 1976.</description>
	<lastBuildDate>Mon, 06 Feb 2012 15:37:00 +0000</lastBuildDate>
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		<title>Remodeling-Cost vs. Value</title>
		<link>http://pattymcmillen.com/2012/02/06/remodeling-cost-vs-value/</link>
		<comments>http://pattymcmillen.com/2012/02/06/remodeling-cost-vs-value/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 15:37:00 +0000</pubDate>
		<dc:creator>Patty McMillen</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://realtyworldselzer.com/2012/02/06/remodeling-cost-vs-value/</guid>
		<description><![CDATA[If your thinking of remodeling be sure to think about what will offer the best return on your investment. Instead of just storing Christmas decorations in your attic you may consider converting part of the attic into an extra bedroom, average cost is about $50,000 which you can recoup 72 percent of the cost when [...]]]></description>
			<content:encoded><![CDATA[<p>If your thinking of remodeling be sure to think about what will offer the best return on your investment. Instead of just storing Christmas decorations in your attic you may consider converting part of the attic into an extra bedroom, average cost is about $50,000 which you can recoup 72 percent of the cost when your sell.<br />
On the other hand, the addition of a master suite average cost could be up to $200,000 will only recoup just over half of your investment.  If you have been thinking about sprucing up your outdoor space now may be the time to add a new deck.  The average cost is just over $l0,000 this investment will recoup up to 70 percent, wood will recoup up to ten percent more on your investment.  Some other investments include replacing windows with insulated vinyl or wood models, you can recoup up to 70 percent of this cost.  Remodeling a bathroom you could recoup up to 62 percent.  Just remember you never know when you will move so make the right choices in return on your investment!</p>
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		<title>Your Home-A Bright Idea</title>
		<link>http://pattymcmillen.com/2012/02/04/your-home-a-bright-idea/</link>
		<comments>http://pattymcmillen.com/2012/02/04/your-home-a-bright-idea/#comments</comments>
		<pubDate>Sat, 04 Feb 2012 15:24:00 +0000</pubDate>
		<dc:creator>Patty McMillen</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://realtyworldselzer.com/2012/02/04/your-home-a-bright-idea/</guid>
		<description><![CDATA[Looking for a cost-effective way to increase security in your home and save energy at the same time?  You could put some of the lamps in your house on a timer-or you could consider wireless lighting.  Wireless lighting enables you to replace switches in your home with receivers that respond to radio frequency signals from [...]]]></description>
			<content:encoded><![CDATA[<p>Looking for a cost-effective way to increase security in your home and save energy at the same time?  You could put some of the lamps in your house on a timer-or you could consider wireless lighting.  Wireless lighting enables you to replace switches in your home with receivers that respond to radio frequency signals from remote controls.  It might sound complicated, but it&#8217;s fairly simple:  Disconnect the manual switches and replace them with dimmers.  Freestanding lamps that must be plugged into an outlet can be plugged into wireless receptors connected to the outlet.  You can even program one remote to operate multiple lights throughout your house, no matter the size.<br />
<a href="http://commons.wikipedia.org/wiki/File%3AColortran_dimmer.jpg"></a>Image via Wikipedia<br />
Aside from the ability to turn off a light downstairs when you&#8217;re already upstairs or turn on a light from anywhere in our home if you hear noise, the main benefit of installing a wireless lighting system is reducing electricity and energy consumption.  Wireless systems can range in price from as little as $30 to hundreds of dollars to equip your entire home.<br />
<a title="Enhanced by Zemanta" href="http://www.zemanta.com/"></a></p>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>831 Riverside Drive, Ukiah CA 95482</title>
		<link>http://pattymcmillen.com/2012/02/03/831-riverside-drive-ukiah-ca-95482/</link>
		<comments>http://pattymcmillen.com/2012/02/03/831-riverside-drive-ukiah-ca-95482/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 18:24:00 +0000</pubDate>
		<dc:creator>Patty McMillen</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://realtyworldselzer.com/2012/02/03/831-riverside-drive-ukiah-ca-95482/</guid>
		<description><![CDATA[ 
Remodeled home with detached granny unit, beautiful setting on one acre with views from pool, private gate with rock wall, fountain, living room and family room with fireplace, remodeled kitchen with upgraded appliances, granite counters, large windows from all areas, main house has walkway to granny unit, large deck for entertaining.
&#60;!&#8211;
 &#8211;&#62;]]></description>
			<content:encoded><![CDATA[<p> <br />
Remodeled home with detached granny unit, beautiful setting on one acre with views from pool, private gate with rock wall, fountain, living room and family room with fireplace, remodeled kitchen with upgraded appliances, granite counters, large windows from all areas, main house has walkway to granny unit, large deck for entertaining.<br />
<!-- Below block has been moved on the top of MArketing Remarks -->&lt;!&#8211;<br />
 &#8211;&gt;</p>
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		<title>Fed: Interest rates should stay low until late 2014</title>
		<link>http://katiestoutrealtor.com/2012/02/02/fed-interest-rates-should-stay-low-until-late-2014/</link>
		<comments>http://katiestoutrealtor.com/2012/02/02/fed-interest-rates-should-stay-low-until-late-2014/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 23:20:00 +0000</pubDate>
		<dc:creator>Katie Stout</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://realtyworldselzer.com/2012/02/02/fed-interest-rates-should-stay-low-until-late-2014/</guid>
		<description><![CDATA[The Federal Reserve said it’s unlikely to raise its benchmark interest rate before late 2014, extending its time frame by at least a year and a half.
Read the full story]]></description>
			<content:encoded><![CDATA[<p>The Federal Reserve said it’s unlikely to raise its benchmark interest rate before late 2014, extending its time frame by at least a year and a half.<br />
<a href="http://www2.realtoractioncenter.com/site/R?i=MTjb11ZzdMsonbV-ylcQfg"><strong>Read the full story</strong></a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Notary Signing Agent vs. Closing Agent</title>
		<link>http://pattymcmillen.com/2012/02/02/notary-signing-agent-vs-closing-agent/</link>
		<comments>http://pattymcmillen.com/2012/02/02/notary-signing-agent-vs-closing-agent/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 15:22:00 +0000</pubDate>
		<dc:creator>Patty McMillen</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://realtyworldselzer.com/2012/02/02/notary-signing-agent-vs-closing-agent/</guid>
		<description><![CDATA[Many times we have been forced to use a notary signing agent or a closing agent&#8230;they are not the same.  A Notary Signing Agent is a ministerial officer that acts as a impartial, third party witness to document signings and may not advise the borrower about the loan terms or answer questions about the loan. [...]]]></description>
			<content:encoded><![CDATA[<p>Many times we have been forced to use a notary signing agent or a closing agent&#8230;they are not the same.  A Notary Signing Agent is a ministerial officer that acts as a impartial, third party witness to document signings and may not advise the borrower about the loan terms or answer questions about the loan.  The Notary Signing Agent is responsible for positively identifying the signer, making a commonsense judgment that the borrower is aware of what is being signed and signing willingly and following all necessary requirements for notarizing the borrower&#8217;s signature.  The Notary Signing Agent may not answer questions about the loan terms or advise the signer regarding the loan.</p>
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