Realty World – Selzer Realty

The Sundays In The Park Free Concert Series is the largest and most recognized community event in Mendocino County.
It is a blast to sit on a Sunday and mingle with friends, clients, etc. I encourage you all to attend the second to last Summer 2010 Concert In The Park.
The band this Sunday, August 1st is Brian Anders and the Afro-Cuban Jazz Cartel. They are a World Class Latin Jazz Group.
Come to the park and wrap the weekend up right!

Electronic signature or doc u sign makes it easy and convenient for you if your out of town, in a meeting or on vacation.  Electronic signature will minimize the hassle and enable you to respond in a timely fashion, especially if there are multiple offers on a property an a quick response is needed. Often negotiations are handled verbally when buyers and sellers can’t be present to sign a purchase contract, but oral agreements to buy and sell are not binding.  Doc u sign has made it possible no matter where you are.  Your agent can send you documents, you sign with your e-signature and e-mail the documents back…now you can go on vacation and have a good time with no worries!

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Going green can be expensive, here are a few things you can do to start heading towards green living..
1.  In a new kitchen, go light on the countertops, there will be an immediate payback.  Light colored countertops do a lot to save the environment, they reflect light upwards, thus reducing lighting cost for a room.
2.  Zone your heating and cooling systems..green means don’t use power, use power efficiently.  In most two-story homes, people spend their days downstairs, their nights upstairs:  It’s wasteful to heat and cool the whole house to the same levels simultaneously.
3.  Deep roof overhangs..roof overhangs extending a couple of feet beyond the exterior walls will shade the windows, plus they will help extend the lifespan of the average paint job by protecting it from the elements.
4.  Breath better..don’t build your garage attached to your house, you are just inviting automotive exhaust indoors..a lot of people forget about this, think respiratory.

1357 Laurel Avenue  – Ukiah

Here’s the perfect opportunity to own a lovely 3 bedroom 2 bath home in a wonderful neighborhood against the western hills. The double door entry leads to either the spacious living room or the family room and bedroom wing. This well laid out home has a spacious kitchen adjoining both casual and formal dining areas. The beautiful back yard has shade trees and a tree house. $354,900
Call me with questions about this or any other property. 707-367-0036

There have been new changes to the federal Truth in Lending Act and RESPA  which can slow the process of closing.  The new HUD-1 form adds a few more hours of document preparation, because underwriters and escrow agents are not familiar with them. 
A lot of people didn’t update their software programs or start training soon enough and this could cost a buyer more money.  The fear of making a mistake on the Good Faith Estimate form are making lenders ask for closing-cost information more than once and in several formats.
Lending rules have also made it harder to close on time if things change during the escrow.  If there is an amendment to the Truth in Lending Act it will require a three-day disclosure period if a borrower decides to change the loan amount or anything else that can change the interest rate. Any change of more than 0.125 in the APR can trigger another disclosure for the buyer to sign.  Agents/Lenders need to educate their buyers on how long a transaction could take if changes are made during the escrow period.